Ratul Paul Credit Risk, Data Science, ML, NIT Calicut, IIM I
18 Reviews

Why to contact me ?
1) If you want to CHANGE CAREER IN HIGH PAYING CREDIT RISK/ DATA SCIENCE/ ML/ AI/ FINTECH
2). If you want to LEARN HIGH DOLLAR VALUE REAL INDUSTRY PROJECTS IN CREDIT RISK, DIGITAL, ECOMM, TELECOM
3). If you want to know HOW TO CRACK DATA SCIENCE INTERVIEWS
4) If you want to MEET/TALK TO MY STUDENTS WHO CAME FROM OTHER BACKGROUNDS & CRACKED CTC INR 50L+ In India /150k+ USD in US JOB INTO DS/ML/AI
5)If you want MY HELP IN YOUR DS/ML/AI/FINTECH ASSIGNMENTS, EXAMS

I am expert in credit risk [Application score, Behavior Score, Collection score, PD, LGD, Explainability, Lead prioritization], data science [Logistic reg, Random Forest, XgBoost] and Computer Vision [Transfer learning, VGG16] . I am ex Cibil(India), ex Equifax(India), ex Ctos(Malayasia), ex Westpac(Australia). I have 50+ students who successfully cracked data science interviews and secured high CTC jobs, within 3 to 5 months from starting the course.
I have total 15+ years of professional experience in Data science, Credit Risk, Machine learning and Artificial intelligence using python . Currently I lead data science team of one leading fintech, as Senior Director - Data science. Prior to my current role in fintech, I worked in top Global credit bureaus in India & abroad. I worked extensively in BFSI, Insurance, Digital domain in different machine learning & data science projects.

I am B.tech from NIT calicut(2007) and Fintech & Blockchain certified from IIM Indore(2021) and MBA from SDA Bocconi (Milan,Italy)

I am passionate about teaching Data Science with Python, Machine Learning with Python, Advance Credit Risk use cases/case studies.

I cover 10+ high impact projects in the data science course - starting with 1. Telecom Churn problem 2.Credit risk problem. Both of the problems were asked as assignments in many interviews (for multiple students)

Along with course, I help student to build the resume with data science projects, students usually start attending interviews in 2 months from starting the course, 90%+ crack data science interviews in 3 to 5 months. You can also meet my students and verify all the facts, can see the offer letters.

Post data science course I offer a 2 months 'Complete Credit risk use cases' which covers all important topics in credit risk - ex Application score, Behaviour score, Collection score, Ready Reckoner, Expected credit loss calculation [PD, LGD, EAD] etc. It helps students to build a solid data science resume with Credit risk use cases. I also provide handholding once students successfully move into data science jobs.

Course fee is very nominal and discounted, python training is free.
The course helped many students double their package in 3 to 4 months.

Thanks

Subjects

  • Blockchain Beginner-Expert

  • Python for Machine Learning Beginner-Expert

  • Machine Learning Using Python Beginner-Expert

  • Artificial Intelligence Deep Learning Beginner-Expert

  • Credit Risk Beginner-Expert

  • Data Science with Python Bachelors/Undergraduate-Masters/Postgraduate

  • Assignment correction Beginner-Expert

  • FinTech Beginner-Expert


Experience

  • Senior Manager, Analytics (Feb, 2018Feb, 2020) at Ctos
    Lead data science
  • Senior Manager, Analytics (Jul, 2007Feb, 2018) at TransUnion CIBIL
    AVP
  • Senior Director - Data Science (Feb, 2000Apr, 2021) at Lendingkart
    Data Science Lead

Education

  • Blockchain & Fintech (Feb, 2021Apr, 2021) from indian institute of management, Indore
  • B.Tech (Apr, 2003Apr, 2007) from National Institute of Technology, Calicut, Kozhikodescored 78

Fee details

    500/hour (US$5.99/hour)

    I help students to double their package. My data science with python + Credit risk specialist course helped many students to get 2X Salary jobs in 4 months. My students are mostly from US, UK, EUROPE, INDIA. For generic topics I charge less. For high impact use case, Credit risk case studies, Computer vision, I charge as per market rate.


18 Reviews
5 out of 5

User Photo October 2, 2023
Payment verified US$ 1 (50 Coins)

Excellent teacher and mentor

Ratul's Data Science course is methodical, cutting-edge and result oriented.
Best in class Industry practice combined with smart practical solutions makes his course an enlightening one for Freshers as well as Expert Data Scientists.
He is a qualified and experienced mentor with a lot of career transition success stories to draw inspiration from
Keep enlightening and inspiring!


User Photo September 29, 2023
Payment verified US$ 1 (50 Coins)

Best Data Science Teacher with indepth Knowledge

Ratul has in-depth knowledge about data science, his industry experience not only helped me to gain knowledge but also helped me to crack the interviews just within 4 months. My transition from Data analytics to data science was smooth because of Ratul.


User Photo April 17, 2023
Payment verified US$ 1 (50 Coins)

Success guaranteed

Ratul is a very knowledgeable teacher, he has a vast experience in credit risk and data science which helped me understand what are the actual industry practices. I had done a data science course through a different institute but wasn't able to face and crack interviews confidently. After taking classes from ratul i was able to crack multiple high paying job offers. I am really really thankful to Ratul for showing me the right direction. One suggestion to everybody out here that just go for it and follow exactly what he tells you to and you will find success too. Cheers!!!


User Photo March 7, 2023
Payment verified US$ 1.10 (56 Coins)

Exceptional Tutor: Teaching Practical Industry Concepts with Professionalism and Knowledge

Mr. Ratul has been an extraordinary asset in my education. The one thing that stands out to me about his method is that he is the only one in the market teaching practical industry concepts that are directly applicable in the real world. He is a very knowledgeable, experienced professional who is a true expert in the field, and his understanding of the subject matter is impressive. I appreciate how he has gone above and beyond by sending me extra materials and creating a personalized study plan that matched my needs. I highly recommend him to anyone looking to learn industry concepts, aspiring data scientists who are going through the interview process, or want to level up their career.


User Photo December 13, 2022
Payment verified US$ 1 (50 Coins)

Life changing experience

TeacherOn is the best teaching website which provides skillful teachers. I can say this because I got one of the best teacher.Firstly, I would like to thank "Ratul Sir". His knowledge,dedication,skills are beyond words.
Thank you so much once again!
I will highly recommend all the Data Science aspirants to join Ratul Sir class.


User Photo October 20, 2022
Payment verified US$ 1 (50 Coins)

Highly recommend

Ratul is a great mentor and has expertise in the credit risk domain, ML, and AI. 
His usecases are highly impactful. He helped me gain business knowledge in the credit risk domain ,ML and AI. 
With his guidance, even someone from a non-Datascience domain can break into DS and gain an overall understanding of how a real usecase in industry works. 
I highly recommend his course to someone who wants to get into the data science domain.


User Photo October 15, 2022
Payment verified US$ 1 (50 Coins)

Most Phenomenal , Genuine and Amazing Teacher

How Ratul may add value to your exisiting - ( early stage / mid career / gaps ). --
》Excellent mentorship by Ratul to his students with a clear roadmap - trust in the process and results will follow.
》Can add value to your existing package by turning it into 2x- 4x times.
》 Non Data Science students can have a breakthrough in Credit Risk , ML, with goal oriented strategies that include soft skills as well that empower you to grow at the workplace and during the interview process.
》 Helps you overcome limited mindset and to conquer your own fears to challenge your existing skillset , thought process and gives you a perspective on industry standard projects , something one may have never imagined before.
> Entry into Creeit Risk domain .


User Photo September 22, 2022
Payment verified US$ 1 (50 Coins)

Best training as per industry requirements

I have done credit risk machine learning training from Ratul. I really liked the way of training and it is up to mark as per industry requirements.
It has helped me alot to appear interviews.


User Photo September 22, 2022
Payment verified US$ 1.98 (100 Coins)

Best Tutor for Data Science

Industry based real case studies , Ratul has Excellent knowledge of AI , ML
Expert in Credit Risk domain
Best quality content covered


User Photo September 19, 2022
Payment verified US$ 1.98 (100 Coins)

Excellent Professional Mentor with Profound Knowledge

Ratul has been exceptionally good at teaching and mentorship to students who want to make a mark or want to enter the field of Data Science.
He is adept at keeping pace with the changing dynamics and technologies in Credit Risk and relevant industries. Additionally with great communication skills, he successfully guides his students to crack interviews and get the high package jobs. It is truly a great experience to get mentored by him.


User Photo September 17, 2022
Payment verified US$ 1 (50 Coins)

Excellent in python, ML and AI with industry use cases related to Credit Score

Ratul is an excellent tutor for python, ML & AI and Credit score course. He comes with a vast data science experience and industry use cases specially pertaining to Credit Score for BFSI. This reflects in his way of coaching as well. He seems genuinely interested in passing on his vast experience and learnings to his students and feels elated when students do well and help them to acheive their DS-AI goal, always sought to focus on improve student's skills which are required for goals. Point to point Industry real time work guidance.


User Photo September 17, 2022
Payment verified US$ 1 (50 Coins)

Just Go for Him

He is best for AI, ML, DL and credit risk. He not only reaches the coding and algorithms but also give industry experience. He is the best I found so far in the entire Teacheron list.


User Photo September 17, 2022
Payment verified US$ 1 (50 Coins)

Data Science Expert- Great Knowledge of Industry Cases with Practical Examples

Ratul has a deep understanding of industry cases. Since he has vast experience in the data science industry, he can guide you to the same extent as an industry expert does in the real world. Ratul is capable of providing training to beginners as well as experienced individuals. I began learning data science to enhance my skills, and I am pleased to say that I have improved a lot as well as increased my understanding. Ratul is an outstanding trainer for anyone looking to make a career in the data science field.


User Photo September 17, 2022
Payment verified US$ 1 (50 Coins)

Ace the Datascience job with Ratul.!!

Ratul has deep knowledge in Datascience field and it can been seen from the way he teaches.After 3 months of joining the course I was able to crack my first Datascience job.He is one stop solution to all your Datascience query. I would highly recommend Ratul to anyone who wants to make a career in any Datascience domain.


User Photo September 12, 2022
Payment verified US$ 1 (50 Coins)

One Stop Solution - Ratul

A great teacher is the one who transforms your fears and shape them into the right direction. For me Ratul was that person who transformed my perturbation. Ratul has an extensive experience and knowledge in Machine learning and Credit Risk Domain and delivers his tutoring the rightway. He clearly demonstrated his vast understanding and knowledge of the concepts and made it easy for me to quickly grasp them. I would recommend Ratul to any one who is looking to excel in in the field of Credit Risk Domain and Machine learning.


User Photo September 11, 2022
Payment verified US$ 1 (50 Coins)

Highly recommended if you want to land in your dream job in Data Science field

Within a month of beginning Ratul's classes, I aced my first Data Science interview.
He always teaches high-value projects that will help you succeed in Data Science interviews and give you a taste of actual industry work.
Even if the student has no prior experience with computer science, his method of instruction makes it easy to take up concepts in data science.
His course covers four to five use cases, Python, and machine learning ideas that prepare candidates for interviews and the industry ready.
He also provides assistance with interview preparation and hand holding, both of which are highly helpful for any candidate beginning a career in data science.


User Photo September 11, 2022
Payment verified US$ 1 (50 Coins)

Excellent in python, ML and AI with industry use cases

Ratul is an excellent coach for python, ML and AI. He comes with a vast data science experience and industry use cases. This reflects in his way of coaching as well. He seems genuinely interested in passing on his vast experience and learnings to his students and feels elated when students do well.


User Photo September 8, 2022
Payment verified US$ 1 (50 Coins)

Be a data scientist with 2X package

After joinning Ratul's classes, I got job in one of the credit bureau as manager (11 yrs of exp). I was completely from a different professional background. His high impact usecases and structured python and credit risk course helped me to get a through understanding for interview cracking (I got 4 offers) and now with the initial handholding in the job I am comfortable in doing projects tasks with excellent quality of deliverables.
Thankyou Ratul for such a life-changing guidence and direction professionally