Dear Students, I am an M.Phil in commerce, M.Com, NTA-UGC NET qualified in Commerce (Subject Code- 08), and pursuing my Ph.D. from the University of Calcutta. I am a lecturer. I have 5 years of teaching experience. I have four research papers published in ugc approved journal and book. Knowledge is gathered from our surroundings. Understanding the subject is more important. Hence, I teach in a lucid and practical approach. All the doubts and queries are solved in the best logical manner. I teach Commerce subjects from class 11 to master's students (practical and theory) and UGC-NET commerce papers (Paper 1and Paper 2). I believe that achievement is the fruit of unsuccessful attempts and hardworking. Best wishes Regards Homera Ashraf